Are you searching for the latest ICICI FD Calculator to know your maturity amount? Here you can get all the details about the latest ICICI Fixed deposit interest rates along with the tenure period. Read the full article to the details like usage of ICICI Fixed Deposit Calculator, Interest Rates, etc.
Fixed Deposit – Overview
Fixed Deposit is also known as Term Deposit. The FD is mainly used for depositing money in banks. Therefore, all the people are following the Fixed Deposit to save their money. It is the most secure place for everyone to save their huge amount of money. The banks give interest for your money at the time of withdrawal. Based on the tenure period the interest rates varies. You can also increase your tenure by talking with the higher authorities.
There are three types of Fixed deposits. The first one is the Short term, and the second one is medium term, and the final one is long term. You can choose any one from them for depositing your money. You can also calculate your FD Maturity amount with the help of the ICICI FD Calculator.
ICICI Fixed Deposit
The users have to choose the best bank among all banks for fixed deposit their money. ICIC Bank is one of the trust bank compared to others. This bank is offering many advantages and benefits for regular deposits as well as senior citizens also. So, to receive those offers everyone should have an account in the ICICI Bank. The interest rates and tenure period of ICICI Bank are given in the below tabular columns. So, the interest candidates can follow the below sections to know more details about ICICI FD Calculator and interest rates.
In India ICICI Bank is one of the largest private sector banks. Its headquarters is located in Gujarat, India. By depositing your money in ICICI bank, you can surely recollect your amount. The individuals who want to deposit the money in ICICI Fixed Deposit should have an ICICI Account. The individuals can apply for a new ICICI account in 2 methods. One is the online process and the another one is the offline process. So, you can choose any one from them to apply for a new Fixed Deposit account. At the bottom of the page, you can find the ICICI Fixed Deposit Account Opening link. Download the FD Application form from the below links.
ICICI FD Interest Rates – Regular Deposit
|Duration||Rates with Premature Withdrawal (Below 1 Cr)||Rates without Premature Withdrawal (1 Cr to Less than 5 Cr)|
|7 days – 14 days||4||5.50|
|15 days – 29 days||4.25||5.50|
|30 days – 45 days||5.5||5.75|
|46 days – 60 days||6.25||6.00|
|61 days – 90 days||6.25||6.00|
|91 days – 120 days||6.5||6.35|
|121 days – 184 days||6.75||6.35|
|185 days – 210 days||6.75||6.65|
|211 days – 240 days||6.75||6.65|
|241 days – 270 days||6.75||6.65|
|271 days – 289 days||6.75||6.95|
|290 days – less than 1 year||7||6.95|
|1 year – 389 days||7.25||7.10|
|390 days – 5 years||7.25||7.10|
|5 years 1 day – 10 years||7.25||7.10|
|5 Years Tax saver FD(Max up to Rs. 1.50 lac)||7.25||–|
Senior Citizens ICICI FD Rates
|Maturity Period||Senior Citizen Rates|
|7 days to 14 days||4.5|
|15 days to 29 days||4.75|
|30 days to 45 days||6|
|46 days to 60 days||6.75|
|61 days to 90 days||6.75|
|91 days to 120 days||7|
|121 days to 184 days||7.25|
|185 days to 289 days||7.25|
|290 days to less than 1 year||7.5|
|1 year to 389 days||7.75|
|390 days to 5 years||7.75|
|5 years 1 day to 10 years||7.75|
|5 Years Tax saver FD(Max to Rs. 1.50 lac)||7.75|
NRO & NRE ICICI Fixed Deposit Rates – Less than 1 Crore
|Tenure Period||General||Senior Citizens|
|7 days to 14 days||4.00||4.50|
|15 days to 29 days||4.25||4.75|
|30 days to 45 days||5.50||6.00|
|46 days to 60 days||5.75||6.25|
|61 days to 90 days||6.25||6.75|
|91 days to 120 days||6.25||6.75|
|121 days to 184 days||6.25||6.75|
|185 days to 289 days||6.25||6.75|
|290 days to less than 1 year||6.50||7.00|
|1 year to 389 days||6.90||7.40|
|390 days to 2 years||7.00||7.50|
|2 years 1 day to 5 years||6.75||7.25|
|5 years 1 day to 10 years||6.50||7.00|
|5 Years Tax saver FD(Max to Rs. 1.50 lac)||6.75||7.25|
ICICI Interest Rates – 1 crore – above 500 crores
|Tenure Period||Interest Rate(1 C – 500 Cr)||Interest Rates (Above 500 Cr)|
|7 days to 14 days||5.25||5.25|
|15 days to 29 days||5.25||5.25|
|30 days to 45 days||5.25||5.25|
|46 days to 60 days||5.50||5.50|
|61 days to 90 days||5.50||5.50|
|91 days to 120 days||5.80||5.80|
|121 days to 150 days||5.80||5.80|
|151 days to 184 days||5.80||5.80|
|185 days to 210 days||6.05||6.05|
|211 days to 240 days||6.05||6.05|
|241 days to 270 days||6.05||6.05|
|271 days to 300 days||6.30||6.15|
|301 days to 330 days||6.30||6.15|
|331 days to 364 days||6.30||6.15|
|1 years to 389 days||6.30||6.15|
|390 days to less than 15 months||6.30||6.15|
|15 months to less than 18 months||6.30||6.15|
|18 months to 2 years||6.30||6.15|
|2 years 1 day to 3 years||6.30||6.30|
|3 years 1 day to 5 years||6.30||6.30|
|5 years 1 day to 7 years||6.30||6.30|
|7 years 1 day to 10 years||6.30||6.30|
How to use ICICI FD Calculator
The ICICI FD Calculator is used to know the maturity amount of the Fixed Deposit money. Many people do not know about the Fixed Deposit Calculator. FD is a very helpful for you to calculate your FD amount. You can get the ICICI FD Calculator from the official website. Therefore, you can calculate your FD maturity amount. Compared to the regular depositors, the senior citizens receives more advantages and benefits. The interest rates are more for the senior citizens. The ICICI Banks lowest interest rate is 6% per annum for a term period of 30 days. The highest interest rates of ICICI Bank is 7.7% per annum fro a deposit of 5 years. The interest rates for regular and senior citizens are given the above tabular columns.
Click here: ICICI FD Account Opening
ICICI Bank Schemes
The ICICI Bank has 3 schemes. They are as given in the below sections. So, the interested persons can check them to apply for a new account or Fixed Depositing their money. Therefore, by checking the below schemes, you can get an idea about the tenure periods and its interest rates. So, you can easily select the best scheme from them for depositing your money in Fixed deposit.
ICICI Bank Short Term Interest Rates:
- The interest rate of 5.50% is offered for a tenure period of 30 days to 45 days.
- For 46 days to 90 days, the interest rate is 6.25%.
- The ICICI Interest rate for 121 days to 289 days is 6.75%.
- For a tenure period of 290 days to less than one year the interest rate is 7%.
Medium & Long Term ICICI FD Rates:
- The interest rate for an FD of one year to 389 days is 7.25%.
- For a tenure period of 5 years, the interest rates of the ICICI Bank is 7.25%.
|Calculate ICICI FD Here|